Are You Eligible for a Catch Personal Loan?
Find out if you qualify for a Catch Personal Loan before you get your rate.
Learn whether you’re eligible for a Catch personal loan by checking our criteria below. If you’re unsure whether you qualify, contact our Australian-based loan advisors and we’ll clear up any questions you have. You may also wish to check your credit file before you proceed to get your rate.

Eligibility criteria

To apply for a Catch personal loan you must meet the following criteria.
  • Aiming to borrow $5,000 to $40,000.
  • Able to repay the personal loan in 18 to 84 months.
  • Be an Australian citizen or permanent resident.
  • Be employed. Full time, part time, and casual employees are eligible, although your casual position must be for longer than six months.
  • Have no defaults on your credit file.
  • Not be bankrupt or have any court judgments.
  • Have no active payday loans.
  • Be able to provide suitable identification. Catch accepts your passport or your driving licence in conjunction with your Medicare card as forms of ID.

Have these documents handy

To help your application progress smoothly, please have these documents to hand. Once your application has started, your personal loan advisor will be in touch to let you know what specific documents you need to send to Catch.
  • The ID documents you used in your application. We’ll need to see the front and back.
  • Proof of your employment and your income, this is usually your recent payslips.
  • Details of your current debts, including loans, store and credit cards, and if you’re using your overdraft
  • Proof of your address, such as a utility bill.
  • Details of your regular rent or mortgage payment.

How it Works

Be employed: Full time, part-time, self-employed or casual (casual tenure must be greater than six months).

Be employed: Full time, part-time, self-employed or casual…

Be employed: Full time, part-time, self-employed or casual (casual tenure must be greater than six months).

Be employed: Full time, part-time, self-employed or casual…

1

Read eligibility criteria 2 minutes

2

Get your personalised rate 3 minutes

3

Full application 10 minutes

4

Send and upload documentation 1 day

5

funds deposited 3 days
Your Australian-based personal loan advisor will manage your application through to completion.
Throughout the process your Australian-based personal loan advisor will manage your application. You could receive the cash in as little as 72 hours from making your application.